Irrelevant if you do them or not, your car insurance probably covers some things you probably wont need either.
The cold hard facts of shooting are:
It IS an expensive hobby
Not everyone can shoot, but we all enjoy having a go at it
We are a minority sport
Cartridges are cheap, even the most expensive ones, WHEN you consider what goes in to them and how they are made
Legislation will never be on our side
Governing bodies are generally run by empire builders and are therefore self serving
Guns are expensive, even cheap ones, and this is a good thing
Grounds need to make a living, gone are the days of shooting for peanuts
If you can't afford to shoot get another job or stop moaning about the fact you have chosen an expensive hobby
We live in 2014 and not 1973 when cartriidges were given out free and you could win a shoot on 68 ex 100 and everyone thought you were John Wayne
You have choices, quite literally, shoot don't shoot, join the CPSA don't join the CPSA, buy expensive cartridges, buy cheap cartridges - its your CHOICE...
But always remember, it is YOUR hobby, you do it because you enjoy it so get out there spend your money on what you enjoy, you can't take it with you and you are a long time dead...